IT'S TIME TO FIND YOUR HOME

Buying A Home

Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skill of a Real Estate Associates

Selling a Home

Sometimes, life just hands us the inevitable: just when everything seems right with your home, something happens and you have to sell your dwelling. No matter what your reasons are for selling, remember that now is no time to dawdle, the process of preparing a home for sale can take a month or more.

Community

Although Oklahoma no longer stands at the edge of the American frontier, the pioneering spirit that helped form our state is alive and well. From the down-home warmth of our people to the beauty of unspoiled prairie lands, Oklahoma remains an inspiring place to live.

Let’s Go On A Journey And Find Your Dream Home

Top 3 Tips to Successful Home Buying

Tip #1: Research Is The Key To Discovery

Home sellers won’t call you with an offer to buy a maintenance-free home with a wonderful mortgage. You have to find the gems yourself! Only by reading available materials, talking to friends and experts, and spending time looking at different homes, schools, and neighborhoods will you end up with your American dream. Avoid the nightmares by learning how best to buy and maintain a home.

Tip #2: Make A Plan And Get Pre-Qualified

Every important decision needs to be clearly thought out. Developing a home buying plan can help you focus on the important factors and organize the entire process. You may even want to use a binder with sections on house hunting, home financing, service providers, etc. Loan pre-qualifying helps you determine the home price you can afford and presents you as a genuine prospect to the seller. A lender typically uses the 28% formula (your monthly mortgage can’t exceed 28% of your monthly income) in approving your loan. Planning your actions and getting pre-qualified will keep you out of the panic mode and allow you to take advantage of opportunities. A thorough plan will save both time and money!

Tip #3: Peace Of Mind: Home Protection Plans

To protect both you as a buyer, as well as the seller, it is a good idea to purchase a home protection plan. What exactly is it? A home warranty, or home protection plan, is a service contract, normally for one year, which protects homeowners against the cost of unexpected repairs or replacement of their major systems and appliances that break down due to normal wear and tear. A negotiable contract between the buyers and sellers which does not overlap or replace homeowner’s insurance policy, this type of warranty can save the new homeowner lots of headaches, as well as put seller’s fears to rest. The warranty covers mechanical breakdowns, while insurance typically repairs the related damage. For example: if a hot water heater burst and destroyed a wall in your home, the warranty would repair the water heater and your insurance would pay to fix the wall.

What Our Clients Say

"Cheryl and her team are top-notch professionals. We have been working with them for 3yrs now and they have been extremely patient with us as we look for our perfect family home. I highly recommend them whether you're selling your property, trying to rent your property it looking to buy!!"

"Cheryl and her team are amazing to work with. I appreciate their patience and understanding with home buyers. Buying is a big decision, a big investment, and a long process. I couldn't ask for more professional or helpful assistance in the process..."

"Cheryl and the Team were professional and dedicated to the sale of our house last year. The listing text was good, and the photographs were excellent. Two examples are attached. My sister-in-law, who is a realtor in another state, was impressed with the marketing the Team did. The final price was 2% below asking; not bad."